What tech categories does Yoluko detect?

Yoluko detects 24+ technology categories from clinic websites, including practice management systems (PMS/EHR), online booking platforms, payment processors, CRM tools, telehealth platforms, ad pixels (Google, Meta, LinkedIn), form builders, review widgets, analytics tools, live chat, and more. Detection runs via automated website crawling, not self-reported surveys.

How often is the data refreshed?

Yoluko crawls all 82,000+ clinic brands every weekend (Saturday and Sunday). Migration signals, such as PMS switches, new tool installs, and vendor removals, are generated by diffing each week's crawl against the previous one. Clients on a weekly feed receive updated data every Monday.

Which countries does Yoluko cover?

Yoluko currently covers Australia (32,000+ clinic locations across all states and territories) and the United Kingdom (74,000+ clinic locations across England), totalling 108,000+ locations and 82,000+ unique clinic brands. The United States and New Zealand are on the roadmap.

What clinic types are included in the dataset?

The dataset covers 900+ clinic types across healthcare, including general practice (GP), dental, physiotherapy, psychology, chiropractic, optometry, podiatry, dermatology, occupational therapy, speech pathology, veterinary clinics, and more. Each location is classified by type from its Google Maps listing.

How does Yoluko detect which software a clinic uses?

Yoluko crawls the public-facing website of each clinic and analyzes the HTML, JavaScript, iframes, and embedded widgets for signatures of known software products. For example, a Cliniko booking widget, a HotDoc iframe, a Stripe checkout script, or a HubSpot tracking pixel. This is passive detection from publicly available data, not scraping login portals or private systems.

Yoluko is used by three main buyer types: (1) Sales teams at healthtech vendors who need qualified lead lists filtered by tech stack and firmographics, (2) investors and analysts sizing healthcare markets or evaluating consolidation trends, and (3) consultants building territory plans or competitive intelligence reports.

Market Data

Payment Systems in Australian Healthcare (2026)

We crawled 23,564 unique clinic domains across Australia to map which payment and buy-now-pay-later platforms are in use. HICAPS dominates health fund claims, Afterpay leads BNPL, and 71.4% of clinics show no detectable payment tool on their website.

By Alexandre KocevUpdated: June 24, 2026Based on 23,564 domains

The Big Picture

28.6% of Australian clinic websites expose at least one detectable payment platform. The most common signal is HICAPS (health fund claiming terminal), found on 14.1% of all domains. Buy-now-pay-later (BNPL) platforms are a fast-growing segment, with Afterpay, Zip Pay, and Humm collectively appearing on 2,206 domains (9.4%).

Payment adoption varies sharply by specialty: 60% of dental clinics advertise a payment platform, while only 14% of GP clinics do.

28.6%

Have payment tools

14.1%

HICAPS (market leader)

9.4%

BNPL (Afterpay + Zip + Humm)

Top 10 Payment Platforms by Domain Count

Ranked by the number of unique clinic domains where the platform was detected via public website signals (logos, script tags, payment page links, BNPL badges).

Platform	Domains	% of Total
1.HICAPS	3,324	14.1%
2.Wix Payments	1,974	8.4%
3.Afterpay	1,046	4.4%
4.Zip Pay	628	2.7%
5.SuperCare	584	2.5%
6.Stripe	541	2.3%
7.Humm	532	2.3%
8.Payment plans	325	1.4%
9.Authorize.net	261	1.1%
10.Tyro	143	0.6%

See the data behind this analysis

Explore 10 real clinic rows with 45+ fields, including tech stack, contacts, and migration signals.

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Payment Adoption by Clinic Type

Payment tool visibility correlates with out-of-pocket cost. Dental clinics (high OOP costs, frequent BNPL use) have 60% adoption. GP clinics (mostly bulk-billed) sit at 14%.

Clinic type	Detected	Total	Adoption	Top platform
Dentists	1,814	3,027	59.9%	HICAPS
Osteopaths	453	1,027	44.1%	HICAPS
Podiatrists	470	1,205	39.0%	HICAPS
Chiropractors	880	2,323	37.9%	HICAPS
Optometrists	183	707	25.9%	HICAPS
Speech pathologists	203	965	21.0%	SuperCare
Occupational therapists	190	950	20.0%	SuperCare
Psychologists	812	4,272	19.0%	Stripe
Medical clinics	239	1,760	13.6%	HICAPS

BNPL in Healthcare: Afterpay vs Zip vs Humm

Buy-now-pay-later has carved a real niche in Australian healthcare, particularly in dental and cosmetic services. Across all clinic types:

1,046

Afterpay

4.4% of all clinics

628

Zip Pay

2.7% of all clinics

532

Humm

2.3% of all clinics

Dental clinics account for the bulk of BNPL adoption. High out-of-pocket costs for procedures like crowns, implants, and orthodontics make instalment payments a natural fit. Afterpay's dominance reflects its strong consumer brand recognition in Australia.

Key Takeaways

HICAPS is the infrastructure layer.Found on 3,324 domains (14.1%), HICAPS is less a "payment platform" and more a health insurance claiming terminal. Its presence correlates with private health insurance billing, which is why dental (60%) and allied health (35-44%) clinics dominate.

Wix Payments is inflated. At 1,974 domains (8.4%), Wix Payments is the #2 signal. But this largely reflects Wix-built clinic websites with native payment functionality, not a deliberate payment platform choice.

SuperCare owns NDIS billing. With 584 domains, SuperCare appears most in speech pathology and occupational therapy, the specialties with the highest NDIS caseloads. It handles NDIS plan management and claiming.

Psychologists prefer Stripe. Unlike other specialties that lean on HICAPS, psychologists are most likely to use Stripe (direct card payments). This reflects the higher proportion of self-pay clients in mental health.

71.4% show no payment signal. The majority of clinics handle payments through their PMS, EFTPOS terminals, or simple bank transfers. For payment vendors, this is a 16,800+ domain addressable market.

Methodology

Data sourced from the Yoluko clinic intelligence platform. 23,564 unique clinic domains across Australia are crawled every week. Payment platform detection is based on public website signals: BNPL badges and logos, JavaScript includes (Afterpay.js, Zip widget), payment page links, HICAPS mentions, and Stripe integration markers. "Not detected" means no public signal was found on the website.